Buying a Home in San Gabriel Valley
Are you looking to purchase a home in the San Gabriel Valley.
San Gabriel Valley is one of the major valleys of southern california. Surrounding features includes City of Los Angeles to the west. The San Gabriel Mountains to the North. The San Rafael Hills and Los Angeles Basin to the west, San Fernando Valley and Crescenta Valley to the northwest. Puente Hills to the south, and the coastal Orange County further south. Chino Hills and San Jose Hills eastward, and the foothills of Upland and Rancho Coucamonga and Inland Empire further beyond.
Being very ethnically diversed, historically, this area was a predominantly agricultural, and today the whole San Gabriel Valley suburb communities are an important part of the Greater Los Angeles metropolitan.
The San Gabriel Valley is well served with recently addition of the Metro Goldline light rail train, Metrolink and Express buses. Most of the local communities have easy freeway excess to the 210, 605, 10, 134, 710, 57 and 60 freeways.
Some of the cities of San Gabriel Valley includes:
- Altadena
- Alhambra
- Arcadia
- Avocado Heights
- Azusa
- Baldwin Park
- Bassett
- Bradbury
- Charter Oak
- Citrus
- City of Industry
- Claremont
- Covina
- Diamond Bar
- Duarte
- East Pasadena
- El Monte
- Glendora
- Hacienda Heights
- Hillgrove
- Irwindale
- La Cañada Flintridge
- La Puente
- La Verne
- Mayflower Village
- Monrovia
- Montebello
- Monterey Park
- North El Monte
- Pasadena
- Pomona
- Rosemead
- Rowland Heights
- San Dimas
- San Gabriel
- San Marino
- Sierra Madre
- South El Monte
- South Pasadena
- South San Gabriel
- South San Jose Hills
- Temple City
- Valinda
- Vincent
- Walnut
- West Covina
- West Puente Valley
- Whittier
5 Reasons Not to Make an Offer on a House Without Mortgage Pre-Approval
5 Reasons Not to Make an Offer on a House Without Mortgage Pre-Approval
- Embarrassment. Making an offer, only to find out you can’t secure the financing is an embarrassing situation. Going to your real estate agent and the seller to tell them you can’t actually afford the house is not a fun conversation.
- Frustration. House hunting with no idea on how much house you can afford is a recipe for disaster. You could find all kinds of homes you love in perfect communities, but if they’re out of your price range then all that searching is done in vain.
- Focus. Talking to a mortgage consultant along with your real estate agent will help you narrow your focus into neighborhoods right for you and your budget. From property taxes and homeowners insurance to the schools and crime rates, focusing on the best areas for you makes the process run more smoothly.
- The first step is the first step. Trying to offer money you don’t have for something you want sets you up for disappointment, frustration and more for yourself, your agent and the seller. Start with step one instead of putting the cart before the horse.
- Credit scores. Credit scores vary depending on who’s pulling the report. Your score will differ if you pull it versus if a store pulls it, or when a car dealer looks at it over a mortgage consultant. The credit bureaus report a little differently, and each of the 3 main bureaus will differ from each other. So pulling your own credit, or having it pulled recently for a car loan will not help ensure that you’re in the clear to buy a house. Mortgage pre-approval will help make sure your credit score is mortgage-ready.